Email Phone
Sunshine & Smiles

Making finance decisions for young people

The government has released a guide to making finance decisions for young people.

This toolkit provides a guide for parents and carers to make financial decisions for a young person who lacks mental capacity.

This toolkit will help you to understand:

  • What lacking mental capacity means and the decision-making principles
  • The changes to decision-making responsibility when a child reaches adulthood
  • The relevant route for you to make financial decisions on behalf of a young person, including how to access a Child Trust Fund
  • If the young person is under the age of 18, how to prepare to make financial decisions when they reach adulthood

Access the toolkit here.

More news articles

4 Years.  Still waiting.

4th Sep 2026

The Down Syndrome Act became law more than four years ago, but we are still waiting for the Government to publish the final statutory guidance needed to turn the Act into meaningful change.

Read more...

Parent Carer Information Sessions in September

4th Sep 2026

Leeds Local Offer have two more SEND parent/carer information drop-in sessions coming up in September.

Read more...

Sunshine and Smiles signing choir

4th Sep 2026

We’re hoping to put together a Sunshine & Smiles signing choir to perform three songs at an upcoming event.

Read more...

Sign up to our newsletter

Sunshine & Smiles will ensure your personal details are held securely to enable us to contact you moving forwards in line with our privacy notice.
We will never share them with anyone else. If you'd like to stop receiving our emails, please just contact us.