Email Phone
Sunshine & Smiles

Making finance decisions for young people

The government has released a guide to making finance decisions for young people.

This toolkit provides a guide for parents and carers to make financial decisions for a young person who lacks mental capacity.

This toolkit will help you to understand:

  • What lacking mental capacity means and the decision-making principles
  • The changes to decision-making responsibility when a child reaches adulthood
  • The relevant route for you to make financial decisions on behalf of a young person, including how to access a Child Trust Fund
  • If the young person is under the age of 18, how to prepare to make financial decisions when they reach adulthood

Access the toolkit here.

More news articles

Interplay Theatre Pop Diva Dancers!

2nd Feb 2026

Interplay Theatre is running another sensory open day this Saturday - Pop Diva Dancers!

Read more...

Online Experiences Project

2nd Feb 2026

A PhD student is seeking participants for a research study on the online experiences of children and young people with Down syndrome (aged 9-25) who have not attended university.

Read more...

Help Shape a New SEND Homeschool Provision - Parent Focus Groups

26th Jan 2026

We’re excited to share that RISE Learning Hub is launching in April, and they’re inviting parents and carers of children with SEND and/or mental health needs to help shape this new provision.

Read more...

Sign up to our newsletter

Sunshine & Smiles will ensure your personal details are held securely to enable us to contact you moving forwards in line with our privacy notice.
We will never share them with anyone else. If you'd like to stop receiving our emails, please just contact us.