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Sunshine & Smiles

Making finance decisions for young people

The government has released a guide to making finance decisions for young people.

This toolkit provides a guide for parents and carers to make financial decisions for a young person who lacks mental capacity.

This toolkit will help you to understand:

  • What lacking mental capacity means and the decision-making principles
  • The changes to decision-making responsibility when a child reaches adulthood
  • The relevant route for you to make financial decisions on behalf of a young person, including how to access a Child Trust Fund
  • If the young person is under the age of 18, how to prepare to make financial decisions when they reach adulthood

Access the toolkit here.

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